Rates

Mortgage Rates-Updated weekly. Please contact Felecia Young (229)423-4321 for up to the minute rates.

Actual rates vary daily and are subject to change without notice.

APR = Annual Percentage Rate
Fees applied may effect APR.

Terms and Conditions

The rates quoted are for 30 day lock-ins on single family, owner-occupied properties as of the date displayed.  The Annual Percentage Rate (APR) includes an origination fee of 1% and a discount point of 1%.  Rates, points and closing costs may vary based on loan features, geography and/or other terms and conditions.  Rates, points and closing costs are quoted by your selected community bank and are subject to change without notice.  Additional rate and point quotes are available.  Please contact your loan officer for more information.  To see examples of monthly payment terms, view our APR Examples below.

APR Examples

15 Year Fixed Rate

Annual Percentage Rate Example For A Typical Loan

The example below assumes a typical 15 year $160,000 fixed rate loan on a $200,000 home. The simple interest rate for the example is 5.25% with a 1% origination fee and 1% discount point. Monthly PMI is not required for this loan. This is only an example. Please contact your loan officer for the current rate available.

Annual Percentage Rate 5.560%

Monthly Principal/Interest Payments:

179 @ $1,286.20

1 @ $1,287.41

30 Year Fixed Rate

Annual Percentage Rate Example For A Typical Loan

The example below assumes a typical 30 year $160,000 fixed rate loan on a $200,000 home. The simple interest rate for the example is 5.50% with a 1% origination fee and 1% discount point. Monthly PMI is not required for this loan. This is only an example. Please contact your loan officer for the current rate available.

Annual Percentage Rate 5.684%

Monthly Principal/Interest Payments:

359 @ $908.46

1 @ $910.65