Checking Accounts

Flat Fee Checking

Hassle-free account.  Designed for the budget-minded customer.

  • $3.95/month*

*Flat fee up to 15 transactions.  There will be a $0.50 charge for each debit after 15.

Community Pride

Designed for customers who desire a flat monthly rate for a variety of services.

  • $10.00 monthly service charge
  • No minimum balance required
  • Unlimited check or debit card transactions
  • Personalized standard checks
  • FREE Safe Deposit Box* (3 x 5)
  • 1/4% discount on consumer loans **
  • FREE Travelers Checks***
  • FREE Cashier’s Checks

*Safe Deposit Box contents & loan products are not FDIC insured.
**Subject to normal credit approval.
***Except for checks for two.

Community Gold

Designed for customers age 50 and over.

  • No monthly service charge
  • $100.00 minimum balance. If balance falls below $100.00, then a $3.00 service charge applies
  • FREE personalized standard checks
  • Competitive interest rate!!

Community Plus

FREE for all students, teachers, military personnel or customers with direct deposit.

  • Unlimited check or debit transactions
  • No minimum balance required

Personal Money Market*

  • Tiered balance rates based on balance
  • $1,000.00 balance or average collected balance of $2,500.00 or more – No service charge
  • If the balance is lower than $1,000.00, then a service charge of $5.00/month applies
  • Unlimited over the counter withdrawals in person and ATM withdrawals.  A $3.00 fee will be charged for each transfer/withdrawal in excess of the first 3

Premium Money Market & Money Market Plus*

  • $50,000.00 minimum deposit required
  • CD quality interest rate!!
  • No monthly service charge for lower balance but interest rate will drop to regular money market lowest tier rate.

*Preauthorized transfers/withdrawals are limited to 6 per month.   A $3.00 fee will be charged for each transfer/withdrawal in excess of the first 6.  Unlimited withdrawals in person, by mail, by messenger, or ATM withdrawals.

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