Personal Banking
Checking :: Savings :: Loans :: CDs & IRAs :: Services

Checking Accounts

Regular Checking

• With collected balance of $1,000 average or $500 minimum
       No Charge
• Lower balance, monthly service charge
       $3.00 plus .22 per debit item or ATM withdrawal.
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Interest Checking

• Competitive interest rate
• With collected balance of $1,500 average or $750 minimum
       No Charge
• Lower balance, monthly service charge
       $5.00 plus .22 per debit or ATM withdrawal
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Flat Fee Checking

• Monthly service charge      $3.95
• Up to 15 checks or ATM withdrawals.
       No Additional Charge
• Each additional transaction .50.
• No minimum balance required.
• Image statement.

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Community Gold

• This account is designed for customers 50 years of age or older.
• Competitive interest rate
• $100 minimum balance
• Lower balance, monthly service charge
       $3.00
• Personalized standard checks
       No Charge
• One-quarter percent increase on Certificate of Deposit rates
       No Charge
• Traveler’s checks
       No Charge
• Cashier’s check 
        No Charge
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Checking Plus

• Monthly service charge   $7.95
• No minimum balance required.
• Unlimited check or checkcard transaction. 
       No Charge
• First order of 200 standard checks. 
       No Charge
• ATM transactions:  
       Community Bank ATM – No Charge
       Other Banks ATM – No Charge
• Image statement.

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Community Pride

• Monthly service charge
       $10.00
• No minimum balance required.
• Unlimited check or checkcard transaction
       No Charge
• Personalized standard checks
       No Charge
• Safe Deposit Box
       No Charge
• One-quarter percent discount on consumer loans*  
       No Charge
• Traveler’s checks
       No Charge
• Cashier’s checks
       No Charge
• ATM transactions: 
       Community Bank ATM – No Charge
       Other Banks ATM – No Charge
• Image statement.

*Subject to our normal credit approval

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Student Checking

• Monthly service charge 
       No Charge
• No mimimum balance required
• Unlimited check or checkcard transaction
       No Charge
• ATM transactions:                
       Community Bank ATM – No Charge
       Other Banks ATM – No Charge
• Service charge waived
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Personal Money Market Plus

• Tiered balance rates
       Rates based on balance
• $1,000 balance or average collected balance of $2,500 or more
       No service charge
• Lower balance, monthly service charge 
       $5.00
• Preauthorized transfers/withdrawals are limited to 6 per month.  No more than 3 of which may be by check, draft or debit card to third parties.  Unlimited withdrawals in person and ATM withdrawals. A $3.00 fee will be charged for each transfer/withdrawal in excess of of the first 3.  
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Premium Money Market

• $50,000.00 minimum deposit required
•  No service charge for lower balance but interest rate will drop to regular money market rate
• Preauthorized transfers/withdrawals are limited to 6 per month.  No more than 3 of which may be by check, draft or debit card to third parties.  Unlimited withdrawals in person and ATM withdrawals. A $3.00 fee will be charged for each transfer/withdrawal in excess of the first 3.
• Image statement

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